California Legal Codes and Statutes

Division 2 - CLASSES OF INSURANCE

California Insurance Code — §§ 1880-12880.8

Part 1 - FIRE AND MARINE INSURANCE
§§ 1880-10108.1
Chapter 1 - The Marine Contract
§§ 1880-2010
Article 1 - Insurable Interests Peculiar to Marine Insurance
§§ 1880-1886
Article 2 - Concealment and Representations—Rules Peculiar to Marine Insurance
§§ 1900-1905
Article 3 - Implied Warranties Peculiar to Marine Insurance
§§ 1920-1927
Article 4 - Effect of Course of Voyage
§§ 1940-1945
Article 5 - Loss in Marine Insurance
§§ 1960-1997
Article 6 - Exemptions
§§ 2010
Chapter 2 - The Fire Insurance Contract
§§ 2030-2097
Article 1 - Change of Risk
§§ 2030-2033
Article 2 - Measure of Indemnity
§§ 2050-2062
Article 3 - California Standard Form Fire Insurance Policy
§§ 2070-2085
Article 5 - Reduced Wildfire Risk
§§ 2095-2097
Chapter 4 - General Mutual Insurers
§§ 4010-4097.20
Article 1 - General Provisions
§§ 4010-4019
Article 2 - Directors
§§ 4020-4023
Article 3 - Management and Exclusive Agency Contracts
§§ 4030-4034
Article 4 - Loans
§§ 4040-4044
Article 5 - Dividends to Policyholders
§§ 4050-4052
Article 6 - Nonassessable Policies
§§ 4060-4064
Article 7 - Insolvency
§§ 4070
Article 8 - Applicable Insurance Laws
§§ 4080-4081
Article 9 - Merger, Consolidation, Reinsurance, or Transfer of Assets and Liabilities
§§ 4090-4096
Article 10 - Conversion of an Incorporated Medical Malpractice Mutual Insurer into an Incorporated Stock Insurer
§§ 4097-4097.20
Chapter 5 - County Mutual Fire Insurers
§§ 5050-7060
Article 1 - Formation and Organization
§§ 5050-5063
Article 2 - Powers
§§ 5080-5081
Article 3 - Membership
§§ 5090-5094
Article 4 - The Policy
§§ 6010-6021
Article 5 - Risks
§§ 6040-6050
Article 6 - Reinsurance
§§ 6070-6072
Article 7 - Loss
§§ 6090-6091
Article 8 - Assessments
§§ 7010-7018
Article 9 - Reports and Statements
§§ 7030-7031
Article 9.5 - Merger
§§ 7040-7044.5
Article 9.6 - Transformation
§§ 7045-7049
Article 10 - Dissolution
§§ 7050
Article 11 - Exemptions
§§ 7060
Chapter 6 - County Mutual Fire Reinsurers
§§ 7080-9060
Article 1 - Formation and Organization
§§ 7080-7093
Article 2 - Powers and Duties
§§ 8010-8011
Article 3 - Additional Memberships
§§ 8030-8031
Article 4 - Risks
§§ 8050-8053
Article 5 - Loss
§§ 8070-8078
Article 6 - Assessments and Coverage of Loss
§§ 8090-8097
Article 7 - Cancellation of Membership
§§ 9010-9012
Article 8 - Reports and Statements
§§ 9030-9031
Article 9 - Dissolution
§§ 9050
Article 10 - Exemptions
§§ 9060
Chapter 7 - Fraternal Fire Insurers
§§ 9080-9103
Chapter 8 - Underwriters Fire Patrols
§§ 10020-10080
Chapter - Scope of Chapter and Definitions
§§ 10020-10022
Article 2 - Formation and Organization
§§ 10040
Article 3 - Powers
§§ 10050-10052
Article 4 - Meetings and Assessments
§§ 10070-10080
Chapter 8.5 - Earthquake Insurance
§§ 10081-10089.4
Chapter 8.6 - California Earthquake Authority
§§ 10089.5-10089.55
Chapter 8.9 - Insurance Mediation
§§ 10089.70-10089.83
Chapter 9 - Basic Property Insurance Inspection and Placement Plan
§§ 10090-10100.3
Chapter 10 - California Residential Property Insurance Disclosure
§§ 10101-10107
Chapter 11 - Small Business Guide to Commercial Insurance
§§ 10108-10108.1
Part 2 - LIFE AND DISABILITY INSURANCE
§§ 10110-11549
Chapter 1 - The Contract
§§ 10110-10198.10
Article 1 - General Provisions
§§ 10110-10127.20
Article 1.5 - Discontinuance of Group Life Insurance and Discontinuance and Replacement of Group Disability Insurance
§§ 10128-10128.4
Article 1.7 - California Cobra Program
§§ 10128.50-10128.59
Article 2 - Transfer
§§ 10129-10133.14
Article 2.3 - Transfers of Structured Settlement Payment Rights
§§ 10134-10139.5
Article 2.5 - Discriminatory Practices
§§ 10140-10145.4
Article 2.6 - Underwriting on the Basis of Test of Genetic Characteristics
§§ 10146-10149.1
Article 3 - Policy Provisions Required
§§ 10150-10154
Article 3 - a. Standard Nonforfeiture Law for Life Insurance
§§ 10159.1-10167.5
Article 3 - b. Standard Nonforfeiture Law for Individual Deferred Annuities
§§ 10168-10168.10
Article 3.5 - Appeals Seeking Independent Medical Review
§§ 10169-10169.5
Article 4 - Payment and Proceeds
§§ 10170-10180
Article 4.5 - Review of Rate Increases
§§ 10181-10181.14
Article 5 - Exemptions and Miscellaneous Provisions Relating to Insurance Contracts
§§ 10190-10192
Article 6 - Medicare Supplement Policies
§§ 10192.1-10192.24
Article 7 - Preexisting Condition Provisions
§§ 10198.6-10198.10
Chapter 1.5 - Health Coverage Contract Notification
§§ 10199-10199.9
Title - Purpose and Title
§§ 10199
Article 2 - General Provisions
§§ 10199.1-10199.49
Article 3 - Administration and Enforcement
§§ 10199.5-10199.9
Chapter 2 - Group Life Policies
§§ 10200-10214
Chapter 2.5 - Blanket Life Insurance
§§ 10220-10225
Chapter 2.6 - Long-Term Care Insurance
§§ 10231-10237.6
Article 1 - Definitions
§§ 10231-10231.8
Article 3 - General Provisions
§§ 10232-10233.8
Article 3 - Administration and Enforcement
§§ 10234-10234.7
Article 3.7 - Consumer Protection
§§ 10234.8-10234.97
Article 4 - Implementation
§§ 10235-10236.15
Article 5 - Inflation Escalator and Benefit Increases
§§ 10237-10237.6
Chapter 3 - Burial Contracts
§§ 10240-10252
Chapter 4 - Standard Provisions in Disability Policies
§§ 10270-10402.1
Chapter - Scope of Chapter and Definitions
§§ 10270-10279
Article 2 - Approval of Commissioner
§§ 10290-10293
Article 2.1 - Accelerated Death Benefits
§§ 10295-10295.19
Article 2.5 - Transportation Ticket Policies
Article 3 - Policy Form Generally—Uniform Provisions
§§ 10320-10328
Article 4 - Compulsory Standard Provisions—Uniform Provisions
§§ 10350-10354
Article 5 - Optional Standard Provisions and Special Provisions—Uniform Provisions
§§ 10369.1-10369.12
Article 6 - Interpretation of Policy
§§ 10380-10390
Article 7 - Exemption
§§ 10395
Article 8 - Penalties
§§ 10400-10402.1
Chapter 4.1 - General Regulation of Health Insurers
§§ 10403
Chapter 5 - General Regulation of Life Insurers
§§ 10430-10509.946
Article 1 - Restrictions on Business
§§ 10430-10436
Article 1 - a. Regulation of Internal Affairs of Mutual Insurers
§§ 10440-10442
Article 2 - Registration of Life Policies
§§ 10450-10463
Article 3 - Valuation of Life Policies
§§ 10478-10489
Article 3 - a. Standard Valuation Law
§§ 10489.1-10489.992
Article 4 - Qualifications and Exemptions
§§ 10490-10505.1
Article 5 - Pension Funds, Separate Accounts
§§ 10506-10506.5
Article 6 - Investment Return Assurance
§§ 10507-10507.4
Article 6.5 - Portfolio Indexing
§§ 10507.5
Article 7 - Records
§§ 10508-10508.8
Article 8 - Requirements for Replacement of Life Insurance and Annuity Policies
§§ 10509-10509.9
Article 9 - Suitability Requirements for Annuity Transactions before January 1, 2025
§§ 10509.910-10509.919
Article 9.5 - Suitability Requirements for Annuity Transactions on or after January 1, 2025
§§ 10509.9200-10509.9210
Article 11 - Life Insurance Proceeds Disclosure Act of 2011
§§ 10509.930-10509.938
Article 12 - Unclaimed Life Insurance and Annuities Act
§§ 10509.940-10509.946
Chapter 5.5 - Life Insurance Policy Illustrations
§§ 10509.950-10509.965
Chapter 5.6 - Life Insurance Cost Indexes
§§ 10509.970-10509.975
Chapter 6 - Incorporated Life Insurers Issuing Policies on a Reserve Basis
§§ 10510-10541
Article 1 - Capital
§§ 10510-10512
Article 2 - Dividends
§§ 10530
Article 3 - Premiums and Premium Accounts
§§ 10540-10541
Chapter 7 - Disability Insurance Disclosure
§§ 10600-10609
Chapter 8 - Small Employer Health Insurance
§§ 10700-10752.8
Article 1 - Definitions
§§ 10700-10701
Article 2 - Small Employer Carrier Requirements
§§ 10702-10718.7
Article 3 - Voluntary Reinsurance Mechanism
§§ 10719-10729
Article 4 - Purchasing Pool for Small Employers
§§ 10730-10750
Article 5 - Stop-Loss Insurance
§§ 10752-10752.8
Chapter 8.01 - Nongrandfathered Small Employer Health Insurance
§§ 10753-10753.18.7
Article 1 - Definitions
§§ 10753-10753.01
Article 2 - Small Employer Carrier Requirements
§§ 10753.02-10753.18.7
Chapter 8.02 - Grandfathered Small Employer Health Insurance
§§ 10755-10755.18.7
Article 1 - Definitions
§§ 10755-10755.01
Article 2 - Small Employer Carrier Requirements
§§ 10755.02-10755.18.7
Chapter 8.5 - Coverage for Federally Eligible Defined Individuals
§§ 10785-10786
Chapter 9 - The Private Health Care Voluntary Purchasing Alliance Act
§§ 10800-10887
Article 1 - General
§§ 10800-10803
Article 2 - Definitions
§§ 10810
Article 3 - Regulation
§§ 10820-10826
Article 4 - Conflicts of Interest
§§ 10830
Article 5 - Additional Powers of and Restrictions on Purchasing Alliances
§§ 10840-10845
Article 6 - Participating Carriers
§§ 10850-10856
Article 7 - Contracts with Employers, Small Employers, and Participating Carriers
§§ 10860-10861
Article 8 - Marketing
§§ 10870-10873
Article 9 - Solvency
§§ 10880
Article 10 - Exemptions
§§ 10885-10887
Chapter 9.5 - Individual Access to Contracts for Health Care Services
§§ 10900-10902.5
Chapter 9.6 - Consumer Operated and Oriented Plans
§§ 10930-10930.9
Chapter 9.7 - Child Access to Health Insurance
§§ 10950-10960.5
Chapter 9.9 - Individual Access to Health Insurance
§§ 10965-10965.18
Chapter 10 - Fraternal Benefit Societies
§§ 10970-11165
Chapter - Scope of Chapter
§§ 10970-10976
Article 2 - Definitions
§§ 10990-10993
Article 3 - Organization
§§ 11010-11033
Article 4 - Benefits
§§ 11040-11044
Article 5 - Contract
§§ 11060-11073
Article 6 - Powers of Commissioner
§§ 11090-11112
Article 7 - Financial Matters
§§ 11120-11146
Article 8 - Violations and Penalties
§§ 11160-11165
Chapter 10 - A. Firemen's, Policemen's,or Peace Officers’ Benefit and Relief Associations
§§ 11400-11407
Chapter 11 - Change by Assessment Plan Insurer to Reserve Plan
§§ 11420-11490
Article 1 - Authorization and Effect
§§ 11420-11422
Article 2 - Capital Adjustments
§§ 11440-11443
Article 3 - Transfer of Insurance
§§ 11460
Article 4 - Powers of Insurer After Transformation
§§ 11470-11472
Article 5 - Valuation of Policies
§§ 11490
Chapter 12 - Grants and Annuities Societies
§§ 11520-11524
Chapter 13 - Voluntary Mutualization of Incorporated Life and Life and Disability Insurers Having a Capital Stock and Issuing Nonassessable Policies on a Reserve Basis
§§ 11525-11533
Article 1 - Authority and Requirements to Mutualize
§§ 11525-11528
Article 2 - Execution of Plan
§§ 11529-11533
Chapter 14 - Conversion of an Incorporated Mutual Life or Life and Disability Insurer into an Incorporated Stock Life Insurer Issuing Policies on a Reserve Basis
§§ 11535-11549
Article 1 - Authority and Requirements to Convert
§§ 11535-11549
Part 3 - LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE
§§ 11550-11895
Chapter 1 - General Regulations
§§ 11550-11629.88
Article 1 - Reserves of Insurers
§§ 11550-11557
Article 2 - Actions on Policies Containing Liability Provisions
§§ 11580-11589.5
Article 2.5 - Personal Liability Insurance Providing Workers’ Compensation Coverage for Household Employees
§§ 11590-11593
Article 3 - Capital Requirements of Reserve Basis Insurers
§§ 11600-11602
Article 4 - Assigned Risk Plans
§§ 11620-11627
Article 5 - Motor Vehicle Liability Insurance
§§ 11628-11629.5
Article 5.5 - California Low-Cost Automobile Insurance Program
§§ 11629.7-11629.88
Chapter 2 - Workers’ Compensation Policies
§§ 11630-11665
Article 1 - Definitions
§§ 11630-11631
Article 2 - Policy Provisions
§§ 11650-11665
Chapter 3 - Regulation of Business of Workers’ Compensation Insurance
§§ 11690-11761
Article 1 - Deposits by Workers’ Compensation Insurers
§§ 11690-11703
Article 2 - State Rate Supervision
§§ 11730-11742
Article 3 - Rating and Other Organizations
§§ 11750-11759.2
Article 4 - Penalties for Misrepresentation
§§ 11760-11760.1
Article 5 - Standards Applicable to Claims Adjusters
§§ 11761
Chapter 4 - The State Compensation Insurance Fund
§§ 11770-11886.2
Article 1 - Organization and Powers
§§ 11770-11805
Article 2 - Rates
§§ 11820-11822
Article 3 - Policies
§§ 11840-11846
Article 4 - Reports and Statements
§§ 11860
Article 5 - Coverage of Public Employers
§§ 11870-11874
Article 6 - Penalties
§§ 11880-11881
Article 7 - Transfer of Ownership
§§ 11885-11886.2
Chapter 5 - Market Assistance Program for Long-Term Health Care Facility Liability Insurance
§§ 11890-11892
Chapter 6 - Commercial Property: Vehicle Barrier Discount
§§ 11895
Part 4 - MISCELLANEOUS CASUALTY INSURANCES
§§ 12050-12129
Chapter 1 - Surety Insurers on Reserve Basis; Capital Requirements and Permitted Insurances
§§ 12050-12122
Article 1 - Capital and Scope of Business
§§ 12050-12055
Article 2 - Administrative Control
§§ 12070-12072
Article 3 - Special Restrictions on Business
§§ 12090-12093
Article 4 - Special Regulations
§§ 12095-12097
Article 5 - Financial Guaranty Insurance
§§ 12100-12122
Chapter 2 - Other Casualty Insurers on Reserve Basis; Capital Requirements and Permitted Insurances
§§ 12124
Chapter 3 - Group and Individual Plans for Legal Insurance
§§ 12125-12129
Part 5 - MOTOR CLUBS
§§ 12140-12311
Chapter 1 - Definitions and Exemptions
§§ 12140-12159
Chapter 2 - Certificate of Authority
§§ 12160-12170
Chapter 3 - The Service Contract
§§ 12250-12256
Chapter 4 - Agents
§§ 12280-12281
Chapter 5 - Penalties
§§ 12311
Part 6 - INSURANCE COVERING LAND
§§ 12340-12661
Title - Title Insurance
§§ 12340-12418.4
Article 1 - Definitions
§§ 12340-12342
Title - Title Insurers; Capital and Guarantee Fund Requirements
§§ 12350-12360
Title - Title Insurers: Finances and Investments
§§ 12370-12377
Article 3.5 - Unearned Premium Reserve and Reserve for Unpaid Losses and Loss Expense
§§ 12380-12388
Title - Underwritten Title Companies
§§ 12389-12389.7
Article 4 - General Powers
§§ 12390-12394
Article 4.5 - Business Plans
§§ 12396-12399
Article 5 - Exemptions
§§ 12400-12400.5
Article 5.5 - Rate Filing and Regulation
§§ 12401-12401.10
Article 5.7 - Advisory Organizations
§§ 12402-12402.2
Article 6 - Rebates and Commissions
§§ 12404-12413.5
Article 6.7 - Hearings, Procedure, and Judicial Review
§§ 12414.13-12414.19
Article 6.9 - Examinations, Penalties and Miscellaneous
§§ 12414.20-12414.31
Article 7 - Annual Renewal Fees
§§ 12415-12417
Title - Title Insurance Representatives
§§ 12418-12418.4
Chapter 2 - A. Mortgage Guaranty Insurance
§§ 12640.01-12640.20
Article 1 - Definitions
§§ 12640.01-12640.02
Article 2 - Capital, Surplus and Contingency Reserve Requirements
§§ 12640.03-12640.06
Article 4 - Limitations and Restrictions for Transacting Business
§§ 12640.07-12640.11
Article 5 - Rebates and Commissions
§§ 12640.12-12640.15
Article 6 - Financial Statements
§§ 12640.16
Article 7 - Applicability of Other Laws
§§ 12640.17
Article 8 - Additional Powers of Commissioner
§§ 12640.18
Article 9 - Advertising
§§ 12640.19
Article 10 - Fees
§§ 12640.20
Chapter 3 - Land Value Insurance
§§ 12660-12661
Part 6.1 - HEALTH DISABILITY INSURANCE CONVERSION
§§ 12670-12692.5
Part 6.2 - HEALTHY FAMILIES
§§ 12693-12694.2
Chapter 1 - Purpose
§§ 12693
Chapter 2 - Definitions
§§ 12693.01-12693.17
Chapter 3 - Creation of Program and Powers of the Board
§§ 12693.20-12693.23
Chapter 4 - Administration
§§ 12693.25-12693.55
Chapter 5 - Health Benefits and Copayments
§§ 12693.60-12693.62
Chapter 6 - Dental Benefits and Copayments
§§ 12693.63-12693.64
Chapter 7 - Vision Benefits and Copayments
§§ 12693.65-12693.66
Chapter 8 - Linkages with Public Programs
§§ 12693.68-12693.69
Chapter 9 - Eligibility
§§ 12693.70-12693.765
Chapter 10 - Fiscal Integrity
§§ 12693.77
Chapter 11 - Protection Against Substitution of Benefits
§§ 12693.80-12693.84
Chapter 12 - Appeals
§§ 12693.85-12693.89
Chapter 14 - Rural Demonstration Project
§§ 12693.91-12693.915
Chapter 15 - Reports
§§ 12693.92-12693.95
Chapter 16 - Funds
§§ 12693.96-12693.97
Chapter 16.1 - Healthy Families Bridge Benefits Program
§§ 12693.98-12694
Chapter 16.2 - Transition of Healthy Families Program Enrollees to Medi-Cal
§§ 12694.1-12694.2
Part 6.8 - Program Transfers
§§ 12739.77-12739.79
Part 7 - HOME PROTECTION
§§ 12740-12764
Chapter 1 - Definitions and Licensing
§§ 12740-12745
Chapter 2 - Fiscal Requirements
§§ 12750-12757
Chapter 3 - Other Provisions
§§ 12760-12764
Part 8 - SERVICE CONTRACTS
§§ 12800-12865
Part 9 - Pet Insurance
§§ 12880-12880.8