§ 12319

Added by Stats. 1957, Ch. 498.

Every contract between a prorater and a debtor shall:

(a)List every debt to be prorated with the creditor’s name and disclose the total of all such debts;
(b)Provide payments reasonably within the ability of the debtor to pay in precise terms;
(c)Disclose in precise terms the rate and amount of the prorater’s charge;
(d)Disclose the approximate number and amount of installments required to pay the debts in full;
(e)Disclose the name and address of the prorater and of the debtor;
(f)Contain such other provision or disclosures as the commissioner shall determine is necessary for the protection of the debtor and the proper conduct of business by a prorater.

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