California Legal Codes and Statutes

§ 22323

Added by Stats. 1994, Ch. 1115, Sec. 2. Effective January 1, 1995. Operative July 1, 1995, by Sec. 5 of Ch. 1115.

Any person who collects or attempts to collect in this state the unpaid principal balance of a loan made outside the state and a greater aggregate amount of interest, consideration, brokerage, and all other charges in connection with the loan than is permitted by this division in connection with a loan of the same amount made within this state, is subject to the provisions of this division.

Cite this section

Cal. Fin. Code § 22323 (2026)
https://ca.codecond.com/codes/fin/division-9-california-financing-law/chapter-2-consumer-loans/article-3-loan-regulations/section-22323

Other sections in Article 3 - Loan Regulations

§ 22300§ 22301§ 22302§ 22303§ 22304§ 22304.5§ 22305§ 22306§ 22307§ 22307.5…§ 22337§ 22338§ 22339§ 22340§ 22340.1§ 22341§ 22342§ 22345§ 22346§ 22347

This content is for reference, learning, and study purposes only. All legal text should be verified against the official California Legislative Information website, which is the authoritative source for California law. Data last processed: February 8, 2026.